Malia’s Credit Card Recommendations
*Disclosure: I only recommend products I use myself and all opinions expressed here are my own. This post contains affiliate links that at no additional cost to you, I may earn a small commission.
FOR TRAVEL
Chase Sapphire Preferred®
great for general travel rewards
- $95 Annual Fee
- 60,000 bonus points introductory offer
- Earn up to $50 yearly in statement credits for hotel stays purchased through Chase Ultimate Rewards®
- Earn 5x total points per dollar spent on travel purchased through Chase Ultimate Rewards®
- Earn 2x points per dollar spent on other travel purchases
- Earn 3x points per dollar spent on dining
- Earn 3x points per dollar spent on online grocery purchases
- Earn 3x points per dollar spent on select streaming services
- Plus, earn 1 point per dollar spent on all other purchases
Delta SkyMiles® Gold American Express
great for individuals loyal to flying Delta Airlines
- $0 Introductory Annual Fee For The First Year, Then $150/yr
- 70,000 bonus miles introductory offer
- First checked bag free
- No Foreign Transaction Fees
- 20% Back On In-Flight Purchases
- Main Cabin 1 Priority Boarding
- Earn 2x Miles per dollar spent on purchases made directly with Delta
- Earn 2x Miles per dollar spent at restaurants
- Earn 2x Miles per dollar spent on purchases at U.S. supermarkets
- Earn 1x Miles for every eligible dollar you spend on purchases
FOR CASH BACK
Capital One Quicksilver®
great for beginners, not tied to specific industry rewards
- $0 Annual Fee (subject to change based on credit score)
- $200 cash bonus offer
- No Foreign Transaction Fees
- Earn 1.5% cash back per dollar spent on all purchases
Chase Freedom Unlimited®
great for beginners and to transfer points to Chase Sapphire card.
- $0 Annual Fee
- $200 Cash bonus offer
- Earn 5% on travel purchased through Chase Ultimate Rewards®
- Earn 3% on dining at restaurants, including takeout and eligible delivery services
- Earn 3% on drugstore purchases
- Earn 1.5% on all other purchases
FOR BUSINESS
American Express Hilton Honors Business
good for individuals looking to build business credit & earn hotel rewards with Hilton
- $95 Annual Fee
- 130k bonus points introductory offer
- Complimentary Hilton Honors Gold Status
- No foreign transaction fees
- Earn 12X points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
- Earn 6X points for each dollar of eligible purchases
- at US gas stations
- on US purchases for shipping
- on wireless telephone services purchased directly from US service providers
- on flights booked directly with airlines or with Amex Travel
- on car rentals booked directly from select car rental companies
- at US restaurants
- Earn 3X points on all other purchases